Urutonde rw’ibicuruzwa
Reba konti, kuzigama, inguzanyo, gahunda na serivisi. Ikigo wahisemo ni cyo cyemeza ibyo gitanga ubu n’ibisabwa.
Konti, kuzigama n’inguzanyo
Reba ukurikije intego yawe, hanyuma wemeze igicuruzwa n’ibisabwa n’ikigo.
Kuzigama uko ushoboye
Reba icyiciroKubitsa igihe cyagenwe
Reba icyiciroKuzigamira abana n’uburezi
Reba icyiciroKuzigama mu matsinda
Reba icyiciroKonti z’amakoperative
Reba icyiciroKonti z’ubucuruzi
Reba icyiciroInguzanyo y’igishoro cy’ubucuruzi
Reba icyiciroInguzanyo y’ishoramari n’ibikoresho
Reba icyiciroInguzanyo y’ubuhinzi bw’ibihe
Reba icyiciroInguzanyo y’ubworozi n’amata
Reba icyiciroInguzanyo yo kubaka no kuvugurura inzu
Reba icyiciroInguzanyo z’umuntu n’izishingiye ku mushahara
Reba icyiciroAvansi ku mushahara
Reba icyiciroInguzanyo y’uburezi n’amahugurwa
Reba icyiciroInguzanyo y’ibikenewe byihutirwa
Reba icyiciroInguzanyo y’ubwikorezi butanga umusaruro
Reba icyiciroInguzanyo y’amatsinda n’amakoperative
Reba icyiciroInguzanyo y’amazi, isuku n’ingufu zisukuye
Reba icyiciroShakisha ukurikije icyo ukeneye
Ibi bihuza ibyiciro bisanzwe. Si ibicuruzwa by’imari bishya cyangwa ibyatangajwe ko bitangwa.
Ibisobanuro by’ibi byiciro biri mu Cyongereza.
Everyday money and a first account
Start with a clear account and a savings plan that fits your income.
School and training plans
Prepare for education costs by comparing savings options and any approved credit route.
Farming and livestock
Match financial planning to your production cycle, costs and risks.
Market traders and small enterprises
Organise trading money and prepare an assessed plan for stock or investment.
Artisans, services and productive equipment
Plan finance for tools, supplies and the next stage of your enterprise.
Transport livelihoods
Understand the purchase and running costs of an eligible productive transport asset.
Home, water and energy improvements
Plan an affordable project and check the approved financing route.
Groups and cooperatives
Keep collective funds, authority and member records clear.
Women-led enterprises
Explore suitable business products and any verified targeted programmes.
Young adults and new enterprises
Build records, save and explore verified enterprise support.
Long-term plans and later life
Compare access to your savings today with preparation for longer-term needs.
Access with assistance
Get the explanation or service adjustment you need to make your own decision.
Kwinjira, amatsinda na gahunda
Uruhare n’uburyo bwo kubigeraho bigenwa n’ikigo cyangwa utanga serivisi bireba.
Membership and cooperative shares
Reba icyiciroIkimina — sector-based digital group savings
Reba icyiciroKataza — partner-supported youth enterprise finance
Reba icyiciroIganze Muhinzi Mworozi — partner agriculture finance
Reba icyiciroHatana — enterprise finance and readiness pathways
Reba icyiciroCredit-guarantee support
Reba icyiciroEjoHeza — long-term saving referral
Reba icyiciroInsurance information and authorised referrals
Reba icyiciroUburyo bwo kubona serivisi n’ubufasha
Koresha gusa inzira n’ubufasha ikigo cyawe cyemeje.
Branch deposits and withdrawals
Reba icyiciroAccount transfers and approved payments
Reba icyiciroSalary, business and organisation collections
Reba icyiciroUSSD mobile banking
Reba icyiciroMobile-money contributions and account linking
Reba icyiciroInternet and mobile-app access
Reba icyiciroStatements, receipts and service notifications
Reba icyiciroAssisted joining and account support
Reba icyiciroFinancial education and business preparation
Reba icyiciroComplaints, repayment help and account closure
Reba icyiciroIbibazo n’ibisubizo
Ibisobanuro birambuye by’uru rutonde biri mu Cyongereza.
Are the same products offered by all D-SACCOs?
No. This website uses a common way to explain products, but the selected institution confirms its own offers, conditions and service availability.
Will my rate be the same as another member’s rate?
That depends on the approved product. Amount, term, security or other disclosed conditions may affect an offer. Ask for the complete terms that apply to you.
Are shares part of my ordinary savings?
Shares are a membership ownership contribution. Ask how they are recorded and under what conditions they may be transferred or redeemed; do not assume ordinary withdrawal rules.
Does an application mean my loan is approved?
No. Acknowledgement, assessment, decision and disbursement are different stages.
Can I use any D-SACCO branch?
Check the service coverage for your institution and account. A shared website does not automatically provide cross-institution account access.
Must I own a smartphone?
Use the approved assisted route where available. Some services can work through a feature phone, but the institution must confirm the exact channel.
Is every advertised programme open now?
No. Programmes can have defined cohorts, participating providers, funding limits and application windows. Check current details before applying.
How do I challenge an incorrect transaction?
Keep the reference and contact the responsible institution through its approved support route. Never send a PIN or OTP as evidence.