Abo cyafasha
Eligible traders, producers and service enterprises with an assessable repayment source.
Inguzanyo y’igishoro cy’ubucuruzi
Finance an assessed short-term business need, such as stock or inputs, with repayments matched to an approved cash-flow plan.
Urutonde rw’ibicuruzwaSobanukirwa iki cyiciro
Ibisobanuro birambuye by’uru rutonde biri mu Cyongereza.
Explore finance for stock, supplies and other short-term business needs. Explain what you need to buy, when customers are expected to pay and how the loan would be repaid. Your D-SACCO will assess the business, existing obligations and any security before making an offer. Compare the full cost and repayment dates with your actual cash flow. Credit can fund an activity, but it cannot guarantee sales or profit.
Ibyo cyakoreshwa
Shop restocking, market produce purchases, workshop supplies, catering inputs and short business operating cycles.
Uko wakomeza
Discuss the funding need; prepare activity/cash-flow records; submit; undergo assessment; review an offer if approved; accept before disbursement; repay as agreed.
Ibyo wategura
Identity/membership; business evidence and cash-flow records; intended purchases; existing debts; security documents only where required.
Ibibazo n’ibisubizo
Can I borrow without formal accounts?
Ask which alternative records the lender accepts; this is not a promise of approval.
Is repayment daily or monthly?
Only the approved offer determines the schedule.
Ibyiciro bifitanye isano n’ibigo
Izi nzira zishingiye ku biri kuri paji z’ibigo; ntizemeza ibicuruzwa bihari ubu. Buri kigo kigomba kwemeza ibicuruzwa, ibisabwa n’uburyo bwo kubisaba.