J36 · Urugero rw’umushinga rwo kwigaho

Ibikoresho bya serivisi bihuriweho bya koperative

Suzuma ibikoresho bihuriweho ushingiye ku mategeko asobanutse ya nyir’umutungo, kubituma, kubikoresha no kubungabunga. Koperative igomba kumenya uwishyura, uwemerewe gukoresha umutungo n’uko gusana kwishyurwa. Gereranya gutunga hamwe no gukodesha serivisi isanzwe yizewe.

Kugera ku ikoranabuhanga n’ishoramari rya koperativeInzira yo gusuzuma yasabwe: Isuzuma rifashwa n’umufatanyabikorwa

Abagenewe umushinga n’ibikenewe

Koperative zemerewe n’amategeko n’amatsinda y’abanyamuryango afite inshingano zisobanutse. Ibikoresho bifite ubunini buboneye; amahugurwa y’ukoresha; amafaranga abikiwe kubungabunga; inyandiko zo kubituma no kubikoresha; ububiko n’ubwishingizi.

Uko ubushobozi bwo kwishyura bwasuzumwa

Koresha amafaranga yo gukoresha yishyuwe cyangwa amafaranga ya serivisi z’abanyamuryango afite ibimenyetso, ukuyemo kubungabunga n’ubuyobozi. Ntubare kabiri ubwizigame bw’abanyamuryango n’amafaranga y’umushinga.

Ingorane z’ingenzi

Imiyoborere idahagije, gukoresha utishyura, imikoreshereze mike, impaka no gusana bitateganyijwe bishobora gutuma umutungo uhuriweho udakoreshwa.

Ibyo wategura

Inshingano n’ububasha; ibyo abanyamuryango bakeneye; amategeko y’imikorere; ibiciro by’umutanga n’ibya serivisi; gukemura impaka; ibaruramari na gahunda y’amafaranga.

Ibyo wapima

Imikoreshereze yishyuwe, igihe bidakora, amafaranga y’ububiko, abanyamuryango babigeraho n’amafaranga asigara kuri serivisi.