Transport and productive mobility loan

Explore finance for an eligible transport asset or maintenance need, including its running costs and repayment plan.

Understand this category

Explore finance for an approved transport asset or necessary maintenance connected to your livelihood. Prepare the purchase or repair cost, operating expenses, permissions and expected income. Your D-SACCO will assess the proposal and explain security, insurance and repayment conditions. Motorcycles, electric mobility and other vehicles are included only where the local product permits them. Consider fuel or charging, repairs and downtime as well as the finance payment.

Who it may suit

Eligible transport operators, businesses or individual members under the particular product.

Practical uses

Moto livelihoods, delivery work, transport equipment and maintenance, where lawful and eligible.

How to proceed

Prepare asset/repair quotations and operating plan; assessment; approved agreement; verified supplier or borrower disbursement; delivery/registration evidence; repayment.

What to prepare

Identity/membership; operating-income records; quotation; permits/licences where required; insurance and own-contribution/security evidence.

Questions and answers

Are electric motorcycles included?

Only where the selected D-SACCO confirms the eligible asset and financing arrangement.

Who owns the asset during repayment?

The signed financing contract must state ownership and security rights.

Choose a D-SACCO