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Épargne de groupe

Keep group funds and authorised transactions organised, with clear signatory rules and a record of contributions.

Catalogue des produits

Comprendre cette catégorie

Les informations détaillées du catalogue ci-dessous sont en anglais.

Keep your group’s savings together with clear records and agreed authority over the account. This category can serve eligible associations and savings groups whose representatives act under an approved mandate. Before opening, agree who owns the funds, how withdrawals are authorised and how leadership changes or disputes will be handled. An ordinary group account does not automatically include a digital ledger for each contributor; ask which recording services are available.

À qui elle peut convenir

Eligible ibimina, community associations and other groups accepted under the institution’s documented account rules.

Utilisations possibles

Collective saving, shared activities and a group reserve. Do not assume rotating payouts, joint loan liability or unlimited withdrawals.

Comment procéder

Agree group rules and representatives; establish identity/mandate; open the account; record contributions; approve withdrawals through the authorised process; reconcile statements.

À préparer

Group constitution or rules; opening resolution; roster and representative identities; signatory mandate; registration evidence where required.

Questions et réponses

Is this the same as Ikimina?

No. Ikimina is the proposed sector-level digital product with additional onboarding and allocation controls.

Can one official withdraw alone?

Only if the approved mandate explicitly permits it; the website must show the actual rule, not invent one.

Sujets liés aux institutions

Ces liens proviennent des pages des institutions et ne confirment aucune offre actuelle. Chaque institution doit confirmer ses produits, conditions et démarches.